For many pet owners, having insurance for their cat or dog is about preparing for unexpected veterinary expenses. But not … More
Category: About Kim Heng
Claws and Effect: Making Sense of Pet Insurance
For many of us, our cats and dogs are more than pets, they’re family. Yet for many owners, pet insurance … More
Beyond Product Illustrations: The True Role of an Independent Financial Adviser
The above image is a recent conversation with a fellow financial adviser which reminded me why independent financial advisory matters … More
Dollar-Cost-Averaging vs Bottom Fishing
Dollar-Cost-Averaging(DCA) and Bottom Fishing(BF) are two investment strategies that are often debated. Let’s do a back-testing simulation to look at … More
Integrated Shield Plan Changes 2026: What It Means for Your Wallet
Over the past few weeks, the table as shown above comparing premium changes across insurers has been widely shared on … More
