Dollar-Cost-Averaging vs Bottom Fishing

Dollar-Cost-Averaging(DCA) and Bottom Fishing(BF) are two investment strategies that are often debated. Let’s do a back-testing simulation to look at … More

Integrated Shield Plan Changes 2026: What It Means for Your Wallet

Over the past few weeks, the table as shown above comparing premium changes across insurers has been widely shared on … More

Where Fire Ends, the Phoenix Begins

It is the 15th of February 2026, two days before Chinese New Year, the single busiest season for anyone selling … More

Love, Money & “Forever”: A Valentine’s Day Guide to Financial Planning

Valentine’s Day is all about hearts, flowers, and promises. But beyond the chocolates and candlelight, there’s another kind of romance … More

Silence Is Golden? Not Always.

In the world of insurance, honesty isn’t just a moral virtue, it is the fundamental of the insurance contract. A … More