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Recovery Takes Longer Than Your Sick Leave Does

A S$20,000 tribunal case in Singapore highlights a financial risk many working adults overlook: your income can be vulnerable even…

#Avallis, #Cancer, #CriticalIllness, #EmployeeBenefits, #Employment, #Myifasg

Beyond Product Illustrations: The True Role of an Independent Financial Adviser

The above image is a recent conversation with a fellow financial adviser which reminded me why independent financial advisory matters…

#AvallisFinancial, #ClientFirst, #FinancialPlanning, #IndependentFinancialAdvisory, #Myifasg

Dollar-Cost-Averaging vs Bottom Fishing

Dollar-Cost-Averaging(DCA) and Bottom Fishing(BF) are two investment strategies that are often debated. Let’s do a back-testing simulation to look at…

Integrated Shield Plan Changes 2026: What It Means for Your Wallet

Over the past few weeks, the table as shown above comparing premium changes across insurers has been widely shared on…

#Shieldplan, health-insurance, healthcare, integratedshield, moh

5 Money Mindset Shifts Every Woman Needs in 2026

Every year, International Women’s Day gives ladies a moment to pause and reflect. Not just on how far you have…

Avallis, budgeting, finance, Financial Planning, InternationalWomanday, investing, money, myifasg, personal-finance

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My IFA

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16, Raffles Quay. #30-03
Singapore 048581
6220 5333
kimheng@avallis.com
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