Beyond Product Illustrations: The True Role of an Independent Financial Adviser

The above image is a recent conversation with a fellow financial adviser which reminded me why independent financial advisory matters…

Dollar-Cost-Averaging vs Bottom Fishing

Dollar-Cost-Averaging(DCA) and Bottom Fishing(BF) are two investment strategies that are often debated. Let’s do a back-testing simulation to look at…

Integrated Shield Plan Changes 2026: What It Means for Your Wallet

Over the past few weeks, the table as shown above comparing premium changes across insurers has been widely shared on…

5 Money Mindset Shifts Every Woman Needs in 2026

Every year, International Women’s Day gives ladies a moment to pause and reflect. Not just on how far you have…

Where Fire Ends, the Phoenix Begins

It is the 15th of February 2026, two days before Chinese New Year, the single busiest season for anyone selling…