About Kim Heng

Kim Heng started his first job after his National Service with 1st Battalion Singapore Guards in 1998 in the engineering industry. It was also the period of Asian Financial Crisis and Kim Heng witnessed a few of his experience colleagues being retrenched and he asked himself:

  • Do I want to worry about my job security when I am in the 40s?  
  • Do I want my employer to decide how much I am worth every month during payday? 
  • Do I want my career path to be decided by my employer?

Kim Heng decided to make changes and sacrifices to be in control of his job security as well as his career growth after spending 6 months in the engineering industry. He decided to take a plunge into the the financial planning sector although he did not have much knowledge and nature market.

His career in financial services started as an insurance agent with AXA Life Singapore in 1999. He was promoted to Senior Advisor after 2 years in the business. He had won several awards in AXA Life such as the International Sales Conventions, Centurion Club (100 lives) and the prestigious Million Dollar Round Table in the year 2002 & 2003.

Kim Heng believes that these achievements were made possible by making his clients to meet their financial goals. Therefore, he is constantly upgrading his skills and knowledge so as to provide the best advice and service to his clients. He earned the  Associate Financial Planner(AFP) and followed by Associate Financial Consultant(AFC) in the year 2002. He made a major decision in his career to be a manager and lead a team of advisers.

Kim Heng decided to join an Independent Financial Advisory firm  in 2005 to provide better financial services to his clients. The reasons why he decided on this company are firstly, he need a company that invest its time and money in providing skill and knowledge training to the advisors. The company also have a investment team that help to advice and managed the client’s portfolio so the advisors can concentrate on their advisory activities.

He attained his Certified Financial Planner(CFP®) certification in 2008 and Chartered Financial Planner(FchFP) in 2009. In 2016, he was the pioneer batch of awardees to be awarded the designation of IBF Advanced by The Institution of Banking and Finance Singapore. He moved on to be an  Associate Director and his primary role is to recruit and mentor the new advisors to achieve their career goals.  He is looking at individuals who wish to consider this industry as a career. He attained his Associate Estate Planner Practitioner title in 2017 and this professional certification allows him to give more in-depth discussion on legacy planning matters with his clients.

Kim Heng was part of the CFP Examination Board in 2018. Together with other members, he helped FPAS to review the relevancy of the exam questions and ensure the CFP exams have a a smooth transition to digital format. He is also lecturing for various CFP modules at the moment.

He can be contacted using the contact form below if you need more information on how his services can help you achieve your financial goals or to know more about the career as an IFA.

 Professional qualification/Awards

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