If you are considering a retirement plan that pays you guarantees your retirement income up to age 99, you can have a look at China Life Retire Easy It is one of the retirement plans in the current market that gives guaranteed lifetime payout and the payout is also guaranteed to increase by 4% of the sum assured yearly.
Free gifts or voucher should never be the reason to purchase any plan but if there is a intent to have it, you might want to do it before 30 Sep 2018 to enjoy the following promotion.